THE BUYING PROCESS
- Decide it’s time to buy a home.
- Establish your affordable price range, desired location(s) and desired/required features.
- Your sales representative...meeting your criteria will source out & inspect available homes, then show you suit able homes as they become available, therefore saving you from seeing a lot of houses that aren’t right for you and missing excellent properties which sell before they are advertised, or which do not have “Open Houses”.
- When you find a suitable home, you will prepare the offer with your REALTOR®. This key document must cover all details which are important to you. You submit a deposit with the offer.
- Your sales representative will negotiate on your behalf with the sellers and their REALTOR®. There may be several stages to the negotiations.
- Once the deal is made, your agent will arrange for an inspection (if required) assist with financing and forward all documents to your lawyer. Your agent will take care of any paperwork required to “firm” the deal (e.g. waivers of conditions, amendments, etc.).
- Your lawyer does all things necessary to prepare for the closing of the transaction.
- You prepare to move.
- You take possession on closing day. Your main expenses are:
- purchase price (less the deposit)
- land transfer taxes payable to the Provincial & Municipal Governments
- legal fees
- moving costs
- HST for new and renovated housing
- A good agent will be available to you throughout the process, and will help you resolve any problems which arise before or after closing.
PLAN YOUR MOVE
Use This Helpful Check List as a Reminder of the Things You Need to do Before You Move
- Book the movers. You can choose to have the movers pack everything, or just the breakables, or you can pack yourself. It’s a good idea to obtain estimates from several different companies.
If You Own Your Present Home
- Arrange to have your gas and electric meters read of the day you leave and forward the bill to your new address.
- Have the oil tank read before your sale closes.
- If your water heater is rented, arrange for the transfer of the rental agreement to the purchaser.
- Disconnect your telephone, cable, T.V. and water softener.
If You Rent Your Present Home
- Give necessary written notice to your landlord and make arrangements for the return of any monies you have on deposit.
At Your “New” Home
- Make arrangements for the gas and electric utilities, water softener, telephone and cable TV to be connected on the day the sale closes.
General
- Get “Change of Address” cards from the post office and send out well before moving day.
- Have the post office forward your mail to your new address.
- Cancel any contracted services and pre-authorized cheques.
- Inform gardening, dry cleaning, garbage pick-up, newspapers, magazines, diaper and other home services. Arrange for service at your new address.
- Obtain a letter of introduction from your current branch to help establish new accounts. Transfer trust or bank accounts and securities.
- Cancel or transfer social, athletic, civic, religious or business affiliations and memberships.
- Arrange for transfer of medical, dental, prescription and optical records.
- Change the address on your driver’s license(s) effective the day of the move.
- Collect all items out for cleaning, repair or storage. eg: fur coats, dry cleaning.
- Make special arrangements for the moving of perishables, such as plants.
- Make special arrangements for the moving of your pets.
- Dispose safely of all flammable liquids as it is illegal for movers to carry them
- Establish status of alarm contract.
Personal Checklist
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MOVING? REMEMBER TO NOTIFY
The Standard of Excellence®MOVING SERVICES
The Ultimate Service Moving Program
Johnston & Daniel, a division of Royal LePage Real Estate Services Limited, Brokerage (J&D) believes in aligning itself with the best of breed companies and as such our strategic moving partner is AMJ Campbell. Since 1934 AMJ Campbell Van Lines has established itself as one of Canada’s largest coast-tocoast moving companies.
Through J&D, AMJ Campbell is able to offer our clients the “The Ultimate Service Moving Program”. This comprehensive program includes the following:
- A hassle-free move with nation-wide from AMJ Campbell
- Select hand-picked professional crews exclusive to J&D clients
- 15% discount off published rates for local moves
- Free wardrobe service on local moves (up to 6)
- At least a 55% linehaul discount on long distance moves (for moves exceeding 2100 lbs)
- Modern climate-controlled storage facilities
- Cross-border services are also available
To find out more about the Ultimate Service Moving Program, contact Alain Lambert in the AMJ Campbell Corporate Account Division at 1.800.267.7222 or 416.321.1546.
The Standard of Excellence®LAND TRANSFER TAX RATES
Provincial & Municipal
The Standard of Excellence®
